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CASH?
What is a Payday loan?
Very simply . . .
For more details see rate chart.
Alabama's Deferred Presentment Services Act
NOTICE: FEES FOR DEFERRED PRESENTMENT TRANSACTIONS
MAY BE SIGNIFICANTLY HIGHER THAN FOR OTHER TYPES OF LOANS
Maximum Fees: The most that any Deferred Presentment provider may charge for Deferred Presentment transactions is 17.5% of the cash advanced. A & B Check Cashing charges 17.5% for these transactions. The following table illustrates A & B Check Cashings fee structure:
|
LOAN AMOUNT (Cash Amount Financed) |
FEE RATE (% Rate You Pay) |
FEE AMOUNT (Finance Charge) |
TOTAL OF PAYMENTS |
|
|
|
|
|
|
$50.00 |
17.5% |
$8.75 |
$58.75 |
|
$75.00 |
17.5% |
$13.12 |
$88.12 |
|
$100.00 |
17.5% |
$17.50 |
$117.50 |
|
$150.00 |
17.5% |
$26.25 |
$176.25 |
|
$200.00 |
17.5% |
$35.00 |
$235.00 |
|
$250.00 |
17.5% |
$43.75 |
$293.75 |
|
$300.00 |
17.5% |
$52.50 |
$352.50 |
|
$350.00 |
17.5% |
$61.25 |
$411.25 |
|
$400.00 |
17.5% |
$70.00 |
$470.00 |
|
$425.56 |
17.5% |
$74.45 |
$500.00 |
(Customer may select to pick up and pay cash for check held or ask us to deposit their check.)
For more details, come by either A & B location.